Insurance solutions

Insurance solutions

Make insurance part of the planning strategy

Insurance should be considered as a key element of an overall financial planning strategy. It can provide financial security and peace of mind by easing the potential financial strain in the case of death or disablement. 

Your clients have the option to apply for OneCare insurance through the Wealthtrac Superannuation Master Trust. OneCare allows you to tailor the type and amount of cover to your clients’ particular needs.

The premiums for OneCare are deducted from your client’s superannuation account, allowing them to tax effectively package insurance within their superannuation.

The OneCare offering

  • Life Cover
  • TPD Cover
  • Income Secure Cover
  • Extra Care Cover

Key features

  • Competitive premiums
  • No maximum sum insured limit for death cover, a maximum sum insured limit of $3 million for TPD cover and a maximum monthly benefit of $25,000 for salary continuance cover (all subject to underwriting)
  • Death cover - contains a terminal illness benefit of up to $2.5 million
  • Five-part TPD definition
  • CPI indexation is available on death only and/or death & TPD covers
  • Short-form personal statement for applications of death only and/or death & TPD covers up to $350,000
  • Salary continuance benefit periods of either two years or to age 65 and waiting periods of 30, 60 or 90 days
  • Continuation options on all covers.

For more information, go to: OneCare Insurance.