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 Wealthtrac Superannuation Master Trust


 

  What is a Superannuation Master Trust?

Allocated Pension and Term Allocated Pension

Access to listed securities

Summary of Key Features

Demonstration/Sample Pages

How to Apply

Procedure for investors transferring/rolling over to Wealthtrac Superannuation Master Trust

Download Product Disclosure Statement

Go to Investment Alteration Forms

View List of Available Investment Options

Research and Compare Wealthtrac Investment Options
  What is a Superannuation Master Trust?

A Superannuation Master Trust is an administrative platform designed to manage a range of investments that allows you to take control of your retirement wealth. Rather than having many different superannuation accounts and bits of paper everywhere a superannuation master trust allows you to consolidate your superannuation in one place making your administration simple and saving you the needless duplication of fees across multiple accounts. Now you can easily monitor your retirement savings and superannuation. You can access your account 24 hours a day 7 days a week so you can manage your superannuation in your own time. Other benefits include:

  • Comprehensive statements including asset allocation data, holdings summary, income summary, complete transaction history and individual holdings performance summary
  • Access to over 280 wholesale funds
  • Access to 100 or more of the largest securities listed on the ASX
  • One low cost administration fee of 0.92%* (inclusive of GST)
  • No application fees (2020 makes the application fee 0% - a saving of up to 5% versus other similar products
  • Access to DIY financial planning tools
  • Superior old fashioned service- no voice recognition software - you actually speak to a real human being
  • No need to use unwanted or unneeded advisers and incur additional unnecessary adviser service fees.
  • The ability to allow your adviser access to your account on-line so you can pay true fee for service (read hourly professional fee) for strategic advice.

* This is the fee that you will be charged after 2020 rebates 0.36% of the administration fee to your account.

 
 

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Allocated Pension and Term Allocated Pension

 The Wealthtrac Superannuation Master Trust offers an allocated or term allocated pension. You can invest in an allocated pension or a term allocated pension with superannuation savings to which you have access and certain termination payments you have received from employers.

Allocated and term allocated pensions are similar in many ways. However, there are some key differences between the two and these differences will determine which one is appropriate for your needs and circumstances. For example there are legislated minimum and maximum amounts that you can draw down from an allocated pension. The minimum and maximum limits are determined by Pension Valuation Factors set by the Government. These limits, however, do not apply to term allocated pensions.

Please refer to the Wealthtrac Superannuation Master Trust PDS for more information on allocated and term allocated pensions.
 

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Access to listed securities

As part of the Wealthtrac Superannuation Master Trust you have access to 100 or more of the largest securities listed on the Australian Stock Exchange (ASX). Investing in listed securities is as easy as investing in managed funds. Simply complete a Wealthtrac Superannuation Master Trust Investment Options brochure (see How to Apply).
 

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Summary of Key Features
Allocated Pension Option Yes
Term Allocated Pension Option Yes
Investment Options Invest in a choice of over 280 wholesale managed funds and over 100 listed securities on the ASX
Types of Contributions Personal contributions
Contributions from your employer
Contributions from your spouse
Superannuation Guarantee vouchers from the tax office
Rollovers or transfers from acceptable superannuation products
Rollovers of termination payments from previous employers
Insurance Upon joining the Trust you are eligible to apply for death only, combined death & total and permanent disablement (TPD) and/or salary continuance insurance. (2020 will rebate 50% of its insurance commission)
Minimum Investments There is no minimum contribution amount but a minimum sum of $25,000 is recommended. There is a minimum investment amount of $1000 per fund with the exception of the Russell portfolios where no minimum applies. There is also a minimum investment amount of $3000 per listed security.
Switching You can switch or restructure your investments as often as you like.
Fees Entry fees Nil
Exit Fees Nil
Switching Fees Nil
Transaction fees Nil
Expense Recovery Fee The expenses that can be recovered are limited to
  • audit
  • bank charges
  • custodian
  • compliance costs
  • taxation advice costs
  • government taxes, duties and levies
  • legal
  • postage; and
  • printing and stationary
Investment Management Fee As charged by the selected managed fund
Administration Fees Investment Account Balance Administration Fee*
Up to $100,000 0.92% (after 2020 rebate)
$100,000 - $249,999 0.72% (after 2020 rebate)
$250,000 - $1,000,000 0.51% (after 2020 rebate)
Over $1,000,000 0.10% (after 2020 rebate)

*some of these amounts have been rounded.

GST inclusive fee based on the total value of investments and taking into account reduced input tax credit

IMPORTANT NOTICE: Investments made in the Wealthtrac Superannuation Master Trust should be made only after reading the Product Disclosure Statement. Click here to access the Product Disclosure Statement.
 

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  Demonstration/Sample Pages

Sample Member Statement
 

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  How to Apply

Applying is easy. Simply download the Superannuation Master Trust PDS. Save the pdf file to your computer and read it on your computer screen or print out the sections you require. You will also need to download the Investment Options Brochure.

Please note that we will provide the document electronically free of charge. We have negotiated the fees to be lower in order to deal with our clients in an on-line environment. However if you wish to receive a paper copy of the prospectus we can post you one. If you would like a paper copy of the Product Disclosure Statement for the Wealthtrac Superannuation Master Trusts, or if you have any questions regarding how to apply or require assistance call our Help Desk on 1800 352 021, or (02) 9493 6555 in Sydney, and our friendly staff will be happy to assist you. The help desk is open from 8.30am to 5.30pm.
 

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  Procedure for investors transferring/rolling over to Wealthtrac Superannuation Master Trust
 

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  Download Product Disclosure Statement
 

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  Go to Investment Alteration Forms
 

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  Research & Compare Wholesale Funds
 

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does not take into account the particular circumstances, investment objectives or financial needs of any investor or potential investor.
Before making an investment decision, you should consider whether the information is appropriate having regard to your particular circumstances,
investment objectives and financial needs. You also may wish to consult an appropriately qualified adviser.

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